Loan Interest Rates

With Effective From : 05-08-2026
Type of Loan Rate of Interest(%) p.a.
Personal Loan (Unsecured) 12.00% On Words
Personal Loan (secured) 10.00%
Mahila Utkarsh yojna 8.25%
Machinery TUF AND WITHOUT TUF 9.50%
PMEGP 9.50%
Car Loan 8.00%
E-Car Loan 7.50%
Vehicle Loan Commercial 9.00%
Vehicle Loan Non-Commercial 9.00%
Two Wheeler Loan 9.00%
E-Two wheeler  8.00%
Pradhan Mantri Avas Yojna   08.50%
Housing Loan 8.50%
Property Loan 10.00%
Loan for self employed and professionals (DIC-Machinery, Equipment, Office Furniture etc.) 9.50%
Solar Panael 8.50% On Words
Gold Loan 12.50%
Over Draft / Cash Credit 9.00%
Over Draft against Property 10.50%
Loan/OD against NSC/KVP/RBI Bonds/Govt. Securities 9.00%
Loan/OD against FD FD Rate + 1.00%
Loan/OD against FD – Third Party FD Rate + 2.00%
Doctors Loan 9.50%