Loan Interest Rates

With Effective From : 01-10-2023
Type of Loan Rate of Interest(%) p.a.
Personal Loan 12.00% On Words
Machinery TUF AND WITHOUT TUF 9.00%
PMEGP 9.50%
Vehicle Loan Commercial 9.00%
Vehicle Loan Non-Commercial 9.00%
Housing Loan 
Regular   9.50%
Pradhan Mantri Avas Yojna   10.00%
Property Loan 10.00%
Loan for self employed and professionals (DIC-Machinery, Equipment, Office Furniture etc.) 9.50%
Gold Loan 12.50%
Over Draft / Cash Credit 9.00%
Over Draft against Property 10.00%
Loan/OD against NSC/KVP/RBI Bonds/Govt. Securities 11.00%
Loan/OD against FD FD Rate + 1.00%
Loan/OD against FD – Third Party FD Rate + 2.00%
Doctors Loan 9.50%