Deposit Interest Rates

With Effective From : 5th Aug, 2026
Savings Deposits 3.50%
Deposit Period Interest Rate
31 days to 180 days 5.25%
181 Days to 365 Days 6.25%
12 Months 1 Day to 24 Months 7.35%
24 Months 1 Day to 36 Months 7.30%
36 Months 1 Day to 48 Months 7.00%
48 Months 1 Day to 10 Years 6.75%
  • The additional 0.25% p.a interest is applicable only on a single fixed deposit Receipt (FDR) of Rs. 15,00,001/- and above under the Same Day Deposit & Same Day Maturity Benefit Scheme , for deposit with a tenure of more then 12 Months and 1 Day, Subject to the Bank's rules and the applicable scheme

 

  • Interest rate are subject to revision from time to time based on the decision of the Board of Directors and applicable regulatory guidelines.

Senior Citizen (Special Benefit)

Senior Citizens (above 60 Years with valid Age Proof) shall be eligible for an additional 0.40% interest over applicable FD rates for schemes  ranging from 12 Months 1 Day to 9 years

"Ban Jao Lakhpati" scheme (Special Scheme)

Slogan: Save smartly and invest wisely, and you can become a Lakhpati too. 

Category Monthly Investment Maturity after 60 Months
General Citizen Rs. 1,375/- Rs. 1,00,223.37
Senior Citizen Rs. 1,360/-     Rs. 1,00,452.14