
| With Effective From : 5th Aug, 2026 | |
| Savings Deposits | 3.50% |
| Deposit Period | Interest Rate |
| 31 days to 180 days | 5.25% |
| 181 Days to 365 Days | 6.25% |
| 12 Months 1 Day to 24 Months | 7.35% |
| 24 Months 1 Day to 36 Months | 7.30% |
| 36 Months 1 Day to 48 Months | 7.00% |
| 48 Months 1 Day to 10 Years | 6.75% |
Senior Citizen (Special Benefit)
Senior Citizens (above 60 Years with valid Age Proof) shall be eligible for an additional 0.40% interest over applicable FD rates for schemes ranging from 12 Months 1 Day to 9 years
"Ban Jao Lakhpati" scheme (Special Scheme)
Slogan: Save smartly and invest wisely, and you can become a Lakhpati too.
| Category | Monthly Investment | Maturity after 60 Months |
| General Citizen | Rs. 1,375/- | Rs. 1,00,223.37 |
| Senior Citizen | Rs. 1,360/- | Rs. 1,00,452.14 |